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Topics or in denying an appeal before the EEOC that would hinder the EEOC’s ability to obtain complete and satisfactory relief for the employee.” — U.S. at —-, 114 S.Ct. at 2349.

27
In this case, the district court concluded that it was bound by the administrative decision and interpreted Bradley as requiring this court to review ERISA benefits decisions de novo in accordance with Firestone. That is, because no conflict of interest existed in this case, we are to make an initial independent evaluation of the facts, like we would for ordinary breach of contract actions. See Smiljanich v. Emmco Mach. Co., 823 F.Supp. 338, 344-45 (E.D.Mich.1993). This interpretation, however, reads more into Bradley than is warranted. Our reading of Bradley is that it does not require any particular interpretation of the plan document where there is no conflict of interest. See, e.g., Kimnash v. O.I.M.E. Retirement Income Plan, 925 F.2d at 1302-03 (finding the standard of review de novo appropriate even though ERISA plan language required deferential review); Hickey v. Massachusetts Indem. & Life Ins. Co., 892 F.2d at 1182 (examining the conflict of interest under Firestone to determine whether the insurance company had acted arbitrarily and capriciously in denying benefits, but stating that “[t]here is no real conflict of interest where the fiduciary’s discretionary decision is to pay benefits.”). Rather, Bradley only deals with situations where a conflict exists. This is best illustrated by the following language from the Court:

28
The federal courts must take care to assure that where the administrator’s interpretation is not frivolous and is made in good faith, such interpretation is insulated from close scrutiny by the courts. In short, we are confident that ERISA’s fiduciaries will act solely in the interests of the participants and beneficiaries; there will be no harm to civil service if “conflict” were seen as a hurdle to be surmounted rather than as an inherent potential for abuse that should be channeled or avoided.

29
— U.S. at —-, 114 S.Ct. at 2351 (footnotes omitted). See also id. at —-,

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